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      12,000 BTU mini-split heat pump · M series

      COSTWAY FP10895US-12WH

      Very good cooling efficiency and average heating efficiency for a 12,000 BTU mini-split heat pump, and certified for cold climates.

      Ranks #182 of 394 12,000 BTU mini-splits for cooling efficiency, and costs about $302 a year to run in a mixed climate like Atlanta.

      SEER2
      24.0 Cooling efficiency over a season
      Very good · beats 75%
      HSPF2
      10.0 Heating efficiency over a season
      Average · beats 43%
      EER2
      12.0 Cooling efficiency on a 95°F day
      Below average · beats 25%
      Heat at 5°F
      9,300 BTU/h76% of its 47°F output
      Average · beats 67%

      A good fit if…

      • You want low cooling bills - its SEER2 beats 75% of mini-splits.
      • Your winters get properly cold - it is ENERGY STAR cold-climate certified, with 9,300 BTU/h at 5°F.
      • You want steady temperatures and quiet running - the compressor varies its speed.

      Think twice if…

      • Nothing stands out - its ratings have no weak spot for its class.

      Calculate my running cost

      Details

      Specifications12,000 BTU, R-32
      General
      BrandCOSTWAY
      Also sold asTGM, TURBRO
      Outdoor unit modelFP10895US-12WH
      SeriesM series
      TypeMini-split heat pump
      Nominal size12,000 BTU
      CompressorVariable-speed units run longer at low powerContinuously variable
      RefrigerantR-32
      Connected (smart) capableNo
      On the market sinceDecember 12, 2024
      Last certifiedAugust 20, 2026
      Cooling
      SEER2Seasonal efficiency, higher is better24.0 (range 24.0)
      EER2Efficiency at 95°F outdoors12.0
      Cooling capacity12,000 BTU/h
      Heating
      HSPF2Seasonal efficiency, higher is better10.0
      Capacity at 47°F12,300 BTU/h
      Capacity at 17°F9,500 BTU/h
      Capacity at 5°F9,300 BTU/h
      COP at 5°F2.0 = twice as efficient as a space heater2.10
      ENERGY STAR cold climateYes
      Heating output as it gets colder76% kept at 5°F

      Every heat pump delivers less heat as the outdoor temperature drops. Certified output of its matchup with FP10895US-22WH at the standard test temperatures, in BTU/h:

      Certified matchups1 indoor units

      The same outdoor unit scores differently with each indoor unit. Ask your installer for the AHRI reference number of the exact system you are quoted.

      Indoor unitSEER2EER2HSPF2Heat @5°FAHRI ref.
      FP10895US-22WH · cold climate24.012.010.09,300215876633
      Same unit, other model numbers2

      These model numbers have exactly the same certified ratings and matchups as the COSTWAY FP10895US-12WH: the same equipment under another brand, or a variant code for voltage, colour or market. Everything on this page applies to them.

      Yearly running cost in 10 large cities$237-$748

      At each state's average electricity price and the city's typical heating and cooling hours.

      Questions6
      What is the SEER2 rating of the COSTWAY FP10895US-12WH?
      The COSTWAY FP10895US-12WH is rated at up to 24.0 SEER2 and 12.0 EER2 for cooling and up to 10.0 HSPF2 for heating. The exact figure depends on the indoor unit it is paired with.
      Is the COSTWAY FP10895US-12WH good for cold climates?
      Yes. At least one certified matchup meets the ENERGY STAR cold-climate criteria, delivering up to 9,300 BTU/h at 5°F with a COP of 2.10, so it is still 2.1 times as efficient as electric resistance heat at that temperature.
      How much does the COSTWAY FP10895US-12WH cost to run per year?
      At its rated efficiency it costs about $237-$748 a year in electricity in large U.S. cities, depending on climate and local rates - for example $308 in Phoenix and $638 in Minneapolis. The calculator on this page works it out for your city and compares it with your current system.
      Is the COSTWAY FP10895US-12WH the same as the TGM ARHHBT12ASA?
      Yes, as far as the certified ratings go. ENERGY STAR lists 3 model numbers with identical efficiency, capacity and matchups, which means the same outdoor unit sold under a different brand or with a minor variant code (voltage, colour or region). The full list is on this page.
      Which indoor units work with the COSTWAY FP10895US-12WH?
      ENERGY STAR lists 1 certified combination for this outdoor unit. The highest-rated one uses FP10895US-22WH.
      What refrigerant does the COSTWAY FP10895US-12WH use?
      It uses R-32.

      Running cost and savings

      Pre-filled with this model. Pick your city and what you heat with today; everything else is optional.

      Heat pump $314/yrYou save $310/yrSee details ↓
      1. Where you live
      Adjust heating and cooling hours

      Filled in from your city's climate. Change them if you run the system much more or less than usual.

      2. The heat pump COSTWAY FP10895US-12WH
      3. What it replaces
      4. Price replace the example with your quote
      Heat pump, per year
      $314
      Current system, per year
      $624
      You save per year
      $310
      Payback
      14.5 years
      Net after 10 years
      -$1,401

      Cooling $176Heating $138Electricity used: 1,961 kWhSaved vs. a minimum-efficiency heat pump: $165

      Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

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      Source: ENERGY STAR Certified Heat Pumps (U.S. EPA), certification of August 20, 2026. How we use the data.