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      42,000 BTU mini-split heat pump · CU Series

      Panasonic CU - 6YM48CBUC

      Below average cooling efficiency and average heating efficiency for a 42,000 BTU mini-split heat pump, and certified for cold climates.

      Ranks #32 of 61 42,000 BTU mini-splits for cooling efficiency, and costs about $1,157 a year to run in a mixed climate like Atlanta.

      SEER2
      21.3 Cooling efficiency over a season
      Below average · beats 35%
      HSPF2
      10.6 Heating efficiency over a season
      Average · beats 65%
      EER2
      11.7 Cooling efficiency on a 95°F day
      Below average · beats 16%
      Heat at 5°F
      38,000 BTU/h75% of its 47°F output
      Average · beats 67%

      A good fit if…

      • Your winters get properly cold - it is ENERGY STAR cold-climate certified, with 38,000 BTU/h at 5°F.
      • You want steady temperatures and quiet running - the compressor varies its speed.

      Think twice if…

      • Cooling cost matters most - its SEER2 is below average for mini-splits.

      Calculate my running cost

      Details

      Specifications42,000 BTU, R-454B
      General
      BrandPanasonic
      Also sold asZERO, AI AIR CONDITIONING, ComfortStar, TRUST AIR CONDITIONERS, Mitsutomo, SLIMAIR, Elios, DuraSTAR, Multi MFG, Wells, Star Air Kontrol, KEEN Home, NG Trade, DUCTLESSAIRE
      Outdoor unit modelCU - 6YM48CBUC
      SeriesCU Series
      TypeMini-split heat pump
      Nominal size42,000 BTU
      CompressorVariable-speed units run longer at low powerContinuously variable
      RefrigerantR-454B
      Connected (smart) capableNo
      On the market sinceDecember 10, 2025
      Last certifiedMay 6, 2026
      Cooling
      SEER2Seasonal efficiency, higher is better21.3 (range 20.4-21.3)
      EER2Efficiency at 95°F outdoors11.7-12.0
      Cooling capacity45,000 BTU/h
      Heating
      HSPF2Seasonal efficiency, higher is better10.0-10.6
      Capacity at 47°F47,000-48,000 BTU/h
      Capacity at 17°F36,800-39,000 BTU/h
      Capacity at 5°F36,000-38,000 BTU/h
      COP at 5°F2.0 = twice as efficient as a space heater2.10
      ENERGY STAR cold climateYes
      Heating output as it gets colder75% kept at 5°F

      Every heat pump delivers less heat as the outdoor temperature drops. Certified output of its best matchup at the standard test temperatures, in BTU/h:

      Certified matchups3 indoor units

      The same outdoor unit scores differently with each indoor unit. Ask your installer for the AHRI reference number of the exact system you are quoted.

      Indoor unitSEER2EER2HSPF2Heat @5°FAHRI ref.
      - · cold climate21.311.710.036,000218214187
      - · cold climate20.911.910.337,000218214189
      - · cold climate20.412.010.638,000218214188
      Same unit, other model numbers16

      These model numbers have exactly the same certified ratings and matchups as the Panasonic CU - 6YM48CBUC: the same equipment under another brand, or a variant code for voltage, colour or market. Everything on this page applies to them.

      Yearly running cost in 10 large cities$995-$2,797

      At each state's average electricity price and the city's typical heating and cooling hours.

      Questions5
      What is the SEER2 rating of the Panasonic CU - 6YM48CBUC?
      The Panasonic CU - 6YM48CBUC is rated at up to 21.3 SEER2 and 11.7 EER2 for cooling and up to 10.6 HSPF2 for heating. The exact figure depends on the indoor unit it is paired with; across its 3 certified matchups SEER2 ranges from 20.4-21.3.
      Is the Panasonic CU - 6YM48CBUC good for cold climates?
      Yes. At least one certified matchup meets the ENERGY STAR cold-climate criteria, delivering up to 38,000 BTU/h at 5°F with a COP of 2.10, so it is still 2.1 times as efficient as electric resistance heat at that temperature.
      How much does the Panasonic CU - 6YM48CBUC cost to run per year?
      At its rated efficiency it costs about $995-$2,797 a year in electricity in large U.S. cities, depending on climate and local rates - for example $1,245 in Phoenix and $2,351 in Minneapolis. The calculator on this page works it out for your city and compares it with your current system.
      Is the Panasonic CU - 6YM48CBUC the same as the ZERO Z4SOV-48HDMB-US?
      Yes, as far as the certified ratings go. ENERGY STAR lists 17 model numbers with identical efficiency, capacity and matchups, which means the same outdoor unit sold under a different brand or with a minor variant code (voltage, colour or region). The full list is on this page.
      What refrigerant does the Panasonic CU - 6YM48CBUC use?
      It uses R-454B.

      Running cost and savings

      Pre-filled with this model. Pick your city and what you heat with today; everything else is optional.

      Heat pump $1,246/yrYou save $1,116/yrSee details ↓
      1. Where you live
      Adjust heating and cooling hours

      Filled in from your city's climate. Change them if you run the system much more or less than usual.

      2. The heat pump Panasonic CU - 6YM48CBUC
      3. What it replaces
      4. Price replace the example with your quote
      Heat pump, per year
      $1,246
      Current system, per year
      $2,361
      You save per year
      $1,116
      Payback
      15.2 years
      Net after 10 years
      -$5,843

      Cooling $744Heating $502Electricity used: 7,785 kWhSaved vs. a minimum-efficiency heat pump: $571

      Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

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      Source: ENERGY STAR Certified Heat Pumps (U.S. EPA), certification of May 6, 2026. How we use the data.