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Window AC vs. mini-split

A window unit is cheap to buy and easy to fit; a mini-split costs more up front but runs for less, is quieter and also heats.

For one room you cool a few months a year, a window unit wins. For a room you heat or cool most of the year, a mini-split usually pays for itself.

Side by side

Window ACMini-split
Typical efficiency (12,000 BTU)15.0 CEER (best 16.8)13.0 EER2, 23.2 SEER2
HeatingSome models (heat pump mode)Yes, 10.2 HSPF2 typical
InstallationDIY, in an hourUsually a pro; DIY kits exist
Noise indoorsCompressor in the windowCompressor outside
WindowBlocks part of itStays free
RoomsOneOne per indoor head; multi-zone for more
Certified models34 at 12,000 BTU275 at 12,000 BTU

Yearly cooling cost, 12,000 BTU

CityWindow ACMini-splitSaved
Phoenix, AZ$207$134$73
Houston, TX$179$116$63
Miami, FL$216$139$76
Atlanta, GA$93$60$33
New York, NY$119$77$42
Chicago, IL$72$47$25
Seattle, WA$14$9$5

Typical certified units of each kind: window 15.0 CEER, mini-split 23.2 SEER2. Cooling hours from each city's cooling degree days, at the state's average electricity price. CEER is a 95°F rating and SEER2 a seasonal one, so the window column is a little pessimistic in mild climates.

Questions

Common questions4
Is a mini-split more efficient than a window air conditioner?
Yes. A typical certified 12,000 BTU window unit is rated 15.0 CEER; a typical 12,000 BTU mini-split is rated 13.0 EER2 at the same 95°F test point and 23.2 SEER2 over a cooling season. Even at 95°F the mini-split uses about -15% less electricity, and the gap grows on milder days when its inverter slows down.
Which is cheaper, a window AC or a mini-split?
To buy and install, a window unit by far: it costs a few hundred dollars and you fit it yourself. A mini-split usually costs thousands installed (less as a DIY kit). To run, the mini-split is cheaper, and it also heats. A window unit makes sense for one room you cool a few months a year; a mini-split pays back in rooms you cool or heat most of the year.
Is a mini-split quieter than a window AC?
Usually, yes. A mini-split keeps the compressor outside and only a fan inside. A window unit has the compressor in the window; U-shaped designs move it outside the glass, which helps.
Can a window air conditioner heat like a mini-split?
A few can: some window units run in reverse as a small heat pump. Mini-splits are built for heating too (typical 10.2 HSPF2), and cold-climate models keep heating far below freezing.

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