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      24,000 BTU mini-split heat pump · Quilt

      Quilt QO1-M3Z27-NC-NA

      Very good cooling and heating efficiency for a 24,000 BTU mini-split heat pump, and certified for cold climates.

      Ranks #21 of 430 24,000 BTU mini-splits for cooling efficiency, and costs about $559 a year to run in a mixed climate like Atlanta.

      SEER2
      25.3 Cooling efficiency over a season
      Very good · beats 86%
      HSPF2
      12.0 Heating efficiency over a season
      Very good · beats 89%
      EER2
      13.7 Cooling efficiency on a 95°F day
      Very good · beats 77%
      Heat at 5°F
      30,000 BTU/h111% of its 47°F output
      Average · beats 48%

      A good fit if…

      • You want low cooling bills - its SEER2 beats 86% of mini-splits.
      • Your winters get properly cold - it is ENERGY STAR cold-climate certified, with 30,000 BTU/h at 5°F.
      • It will heat most of the year - its HSPF2 beats 89% of mini-splits.
      • You want steady temperatures and quiet running - the compressor varies its speed.

      Think twice if…

      • Nothing stands out - its ratings have no weak spot for its class.

      Calculate my running cost

      Details

      Specifications24,000 BTU, R-32
      General
      BrandQuilt
      Outdoor unit modelQO1-M3Z27-NC-NA
      SeriesQuilt
      TypeMini-split heat pump
      Nominal size24,000 BTU
      CompressorVariable-speed units run longer at low powerContinuously variable
      RefrigerantR-32
      Connected (smart) capableNo
      On the market sinceJanuary 7, 2025
      Last certifiedApril 27, 2026
      Cooling
      SEER2Seasonal efficiency, higher is better25.3 (range 25.3)
      EER2Efficiency at 95°F outdoors13.7
      Cooling capacity24,000 BTU/h
      Heating
      HSPF2Seasonal efficiency, higher is better12.0
      Capacity at 47°F27,000 BTU/h
      Capacity at 17°F17,500 BTU/h
      Capacity at 5°F30,000 BTU/h
      COP at 5°F2.0 = twice as efficient as a space heater2.00
      ENERGY STAR cold climateYes
      Heating output as it gets colder111% kept at 5°F

      Every heat pump delivers less heat as the outdoor temperature drops. Certified output of its best matchup at the standard test temperatures, in BTU/h:

      Certified matchups1 indoor units

      The same outdoor unit scores differently with each indoor unit. Ask your installer for the AHRI reference number of the exact system you are quoted.

      Indoor unitSEER2EER2HSPF2Heat @5°FAHRI ref.
      - · cold climate25.313.712.030,000217933624
      Yearly running cost in 10 large cities$449-$1,377

      At each state's average electricity price and the city's typical heating and cooling hours.

      Questions4
      What is the SEER2 rating of the Quilt QO1-M3Z27-NC-NA?
      The Quilt QO1-M3Z27-NC-NA is rated at up to 25.3 SEER2 and 13.7 EER2 for cooling and up to 12.0 HSPF2 for heating. The exact figure depends on the indoor unit it is paired with.
      Is the Quilt QO1-M3Z27-NC-NA good for cold climates?
      Yes. At least one certified matchup meets the ENERGY STAR cold-climate criteria, delivering up to 30,000 BTU/h at 5°F with a COP of 2.00, so it is still 2.0 times as efficient as electric resistance heat at that temperature.
      How much does the Quilt QO1-M3Z27-NC-NA cost to run per year?
      At its rated efficiency it costs about $449-$1,377 a year in electricity in large U.S. cities, depending on climate and local rates - for example $578 in Phoenix and $1,170 in Minneapolis. The calculator on this page works it out for your city and compares it with your current system.
      What refrigerant does the Quilt QO1-M3Z27-NC-NA use?
      It uses R-32.

      Running cost and savings

      Pre-filled with this model. Pick your city and what you heat with today; everything else is optional.

      Heat pump $586/yrYou save $701/yrSee details ↓
      1. Where you live
      Adjust heating and cooling hours

      Filled in from your city's climate. Change them if you run the system much more or less than usual.

      2. The heat pump Quilt QO1-M3Z27-NC-NA
      3. What it replaces
      4. Price replace the example with your quote
      Heat pump, per year
      $586
      Current system, per year
      $1,287
      You save per year
      $701
      Payback
      12.8 years
      Net after 10 years
      -$1,993

      Cooling $334Heating $252Electricity used: 3,662 kWhSaved vs. a minimum-efficiency heat pump: $408

      Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

      Similar 24,000 BTU models

      See all 430 24,000 BTU mini-splits, ranked

      Source: ENERGY STAR Certified Heat Pumps (U.S. EPA), certification of April 27, 2026. How we use the data.