HVAC Rated

Mild winters

Best heat pumps for California

In California a gas furnace still heats for a little less, but a heat pump also replaces the air conditioner.

A typical heat pump costs about $928 a year to heat a house, against $562 for a 95% gas furnace, at 33.1¢/kWh and $2.12/therm.

Cheapest to run in California

City guides

Each guide uses that city's own climate data. Typical yearly cost of a 3-ton heat pump, heating plus cooling:

More for California

Heat pump vs. gas, propane and oil$928 vs. $562 gas
  • Natural gas furnace, 95% AFUE$562/yr
  • Natural gas furnace, 80% AFUE$668/yr
  • Propane furnace, 95% AFUE$775/yr
  • Heat pump (typical, 9.0 HSPF2)$928/yr
  • Heating oil, 85% AFUE$1,279/yr
  • Electric baseboard or furnace$2,447/yr
Top 8: 3-ton central heat pumpsfrom $986/yr

All 3-ton heat pumps

Top 8: 12,000 BTU mini-splitsfrom $298/yr

All 12,000 BTU mini-splits

Climate in the state's citiesNOAA normals
  • Los Angeles0.0 nights ≤ 0°F · 5 days ≥ 90°F
  • San Diego0.0 nights ≤ 0°F · 16 days ≥ 90°F
  • San Jose0.0 nights ≤ 0°F · 16 days ≥ 90°F
  • San Francisco0.0 nights ≤ 0°F · 3 days ≥ 90°F
  • Fresno0.0 nights ≤ 0°F · 113 days ≥ 90°F
  • Sacramento0.0 nights ≤ 0°F · 90 days ≥ 90°F
  • Long Beach0.0 nights ≤ 0°F · 23 days ≥ 90°F
  • Oakland0.0 nights ≤ 0°F · 6 days ≥ 90°F
  • Bakersfield0.0 nights ≤ 0°F · 112 days ≥ 90°F
  • Anaheim0.0 nights ≤ 0°F · 99 days ≥ 90°F
  • Stockton0.0 nights ≤ 0°F · 88 days ≥ 90°F
  • Riverside0.0 nights ≤ 0°F · 101 days ≥ 90°F
  • Irvine0.0 nights ≤ 0°F · 13 days ≥ 90°F
  • Chula Vista0.0 nights ≤ 0°F · 13 days ≥ 90°F
  • Santa Clarita0.0 nights ≤ 0°F · 77 days ≥ 90°F
  • Fremont0.0 nights ≤ 0°F · 9 days ≥ 90°F
  • Modesto0.0 nights ≤ 0°F · 90 days ≥ 90°F
  • Fontana0.0 nights ≤ 0°F · 93 days ≥ 90°F
  • Moreno Valley0.0 nights ≤ 0°F · 100 days ≥ 90°F
  • Oxnard0.0 nights ≤ 0°F · 2 days ≥ 90°F
  • Glendale0.0 nights ≤ 0°F · 54 days ≥ 90°F
  • Elk Grove0.0 nights ≤ 0°F · 76 days ≥ 90°F
  • Santa Rosa0.0 nights ≤ 0°F · 34 days ≥ 90°F
  • Garden Grove0.0 nights ≤ 0°F · 39 days ≥ 90°F
  • Oceanside0.0 nights ≤ 0°F · 5 days ≥ 90°F
  • Lancaster0.0 nights ≤ 0°F · 109 days ≥ 90°F
  • Roseville0.0 nights ≤ 0°F · 84 days ≥ 90°F
  • Palmdale0.0 nights ≤ 0°F · 113 days ≥ 90°F
  • Salinas0.0 nights ≤ 0°F · 6 days ≥ 90°F
  • Hayward0.0 nights ≤ 0°F · 9 days ≥ 90°F
  • Escondido0.0 nights ≤ 0°F · 62 days ≥ 90°F
  • Visalia0.0 nights ≤ 0°F · 112 days ≥ 90°F
  • Torrance0.0 nights ≤ 0°F · 6 days ≥ 90°F
  • Pasadena0.0 nights ≤ 0°F · 26 days ≥ 90°F
  • Thousand Oaks0.0 nights ≤ 0°F · 9 days ≥ 90°F
  • Concord0.0 nights ≤ 0°F · 51 days ≥ 90°F
  • Vallejo0.0 nights ≤ 0°F · 16 days ≥ 90°F
  • Fairfield0.0 nights ≤ 0°F · 88 days ≥ 90°F
  • Carlsbad0.0 nights ≤ 0°F · 3 days ≥ 90°F
  • Murrieta0.0 nights ≤ 0°F · 60 days ≥ 90°F
  • Santa Maria0.0 nights ≤ 0°F · 6 days ≥ 90°F
  • San Mateo0.0 nights ≤ 0°F · 4 days ≥ 90°F
  • Chico0.0 nights ≤ 0°F · 93 days ≥ 90°F
  • Inglewood0.0 nights ≤ 0°F · 9 days ≥ 90°F
Questions2
Is a heat pump worth it in California?
At California prices a typical heat pump heats a house for about $928 a year, against $562 for a 95% gas furnace; it wins clearly against propane, oil and electric resistance heat, and it also replaces the air conditioner.
Do I need a cold-climate heat pump in California?
Generally not. None of the California cities we track has winters cold enough to require a cold-climate model, although one still helps on the coldest nights.

Running cost calculator

Pre-filled with California prices. Pick your city and what you heat with today.

Heat pump $917/yrYou save $125/yrSee details ↓
1. Where you live
Adjust heating and cooling hours

Filled in from your city's climate. Change them if you run the system much more or less than usual.

2. The heat pump pick a model or type its ratings
3. What it replaces
4. Price replace the example with your quote
Heat pump, per year
$917
Current system, per year
$1,042
You save per year
$125
Payback
Over 30 years
Net after 10 years
-$7,751

Cooling $298Heating $618Electricity used: 2,767 kWhSaved vs. a minimum-efficiency heat pump: $243

Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

States with a similar climate