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Cold winters · Warm summers

Best heat pumps for Kansas City, MO

Kansas City sees about 31 nights a year at or below 20°F. A cold-climate certified model keeps the house warm without leaning on backup heat.

A typical heat pump costs about $1,028 a year to heat a house here and $353 to cool it. A 95% gas furnace would cost $1,010 for the same heat.

This guide also covers Kansas City, KS, which share Kansas City's weather station and climate data.

Cheapest to run in Kansas City

Ranked by yearly electricity cost in this climate, so the balance of heating and cooling efficiency is the one that matters here. Cold-climate certified models only.

Running cost calculator for Kansas City

Pre-filled with Kansas City's climate and Missouri prices. Pick a model, tell it what you heat with today, and add your quote.

Heat pump $885/yrYou save $314/yrSee details ↓
1. Where you live
Adjust heating and cooling hours

Filled in from your city's climate. Change them if you run the system much more or less than usual.

2. The heat pump pick a model or type its ratings
3. What it replaces
4. Price replace the example with your quote
Heat pump, per year
$885
Current system, per year
$1,199
You save per year
$314
Payback
28.7 years
Net after 10 years
-$5,860

Cooling $200Heating $685Electricity used: 6,373 kWhSaved vs. a minimum-efficiency heat pump: $217

Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

More for Kansas City

Top 5 12,000 BTU mini-splitsfrom $285/yr
Top 5 24,000 BTU mini-splitsfrom $571/yr
Top 5 3-ton central heat pumpsfrom $960/yr
ModelSEER2HSPF2Per year
TOSHIBA CARRIER MCY-MUB0368HS2P-UL29.712.2$960
LG KUSXA361A23.510.5$1,136
Trane 5TWV0X36A121.010.5$1,167
LG KUSXB361A22.010.3$1,171
Lennox SL22KLV-036-230A20.510.5$1,174

All 3-ton central heat pumps

Heat pump vs. gas, propane and oilgas is cheaper to run

Yearly cost to heat a typical house (36,000 BTU/h of heat, 1,850 full-load hours) at Missouri prices.

  • Natural gas furnace, 95% AFUE$1,010/yr
  • Heat pump (typical, 9.0 HSPF2)$1,028/yr
  • Natural gas furnace, 80% AFUE$1,199/yr
  • Propane furnace, 95% AFUE$1,580/yr
  • Electric baseboard or furnace$2,711/yr
  • Heating oil, 85% AFUE$3,380/yr

Electricity and natural gas: Missouri residential averages from the U.S. EIA; propane and heating oil: latest EIA weekly prices.

Month by monthpeak $234 in January

Heating and cooling degree days (NOAA 1991-2020 normals) and what a typical 3-ton heat pump costs in each month at 13.9¢/kWh.

MonthHeating DDCooling DDCost
January1,0520$234
February8190$183
March5836$131
April28027$68
May81134$46
June4349$73
July0498$103
August1442$92
September35206$50
October24643$64
November5913$132
December9210$205
What size heat pump for a Kansas City home?4 ton for 2,000 sq ft
  • 1,000 sq ft house2 ton · heating load 23,000 BTU/h
  • 1,500 sq ft house3 ton · heating load 34,500 BTU/h
  • 2,000 sq ft house4 ton · heating load 46,000 BTU/h
  • 2,500 sq ft house5 ton · heating load 57,500 BTU/h

Average insulation, 8 ft ceilings. Size calculator for your own home

Questions4
Do heat pumps work in Kansas City winters?
Kansas City sees about 31 nights a year at or below 20°F. A cold-climate certified model keeps the house warm without leaning on backup heat. The average winter low is 25°F, and the heating season adds up to 4,613 heating degree days (NOAA 1991-2020 normals).
How much does it cost to run a heat pump in Kansas City?
A typical 3-ton central heat pump (17.0 SEER2, 9.0 HSPF2) uses about $1,028 of electricity a year for heating and $353 for cooling in Kansas City, at the Missouri average of 13.9¢/kWh. The most efficient models cost less - see the rankings above.
Is a heat pump cheaper than a gas furnace in Kansas City?
Not on heating alone at today's prices: about $1,028 a year with a typical heat pump versus $1,010 with a 95% gas furnace (Missouri averages: 13.9¢/kWh, $1.44/therm). A high-HSPF2 model narrows the gap, and a heat pump also replaces the air conditioner. Against propane, oil or electric heat it is usually far cheaper.
What size heat pump do I need for a 2,000 sq ft house in Kansas City?
With average insulation, roughly a 4-ton system: the estimated cooling load is 30,600 BTU/h and the heating load 46,000 BTU/h. Use the size calculator for your own house, and ask installers for a Manual J calculation.

Nearby cities

Climate: NOAA 1991-2020 normals, station KANSAS CITY DOWNTOWN AP (3 km away).