HVAC Rated

4-ton central heat pump · AFFINITY

York YZT48B21

Average cooling efficiency and below average heating efficiency for a 4-ton central heat pump, but not rated for cold climates.

Ranks #187 of 319 4 ton central heat pumps for cooling efficiency, and costs about $1,512 a year to run in a mixed climate like Atlanta.

SEER2
17.0 Cooling efficiency over a season
Average · beats 49%
HSPF2
8.1 Heating efficiency over a season
Below average · beats 20%
EER2
12.5 Cooling efficiency on a 95°F day
Very good · beats 80%
Heat at 5°F
27,000 BTU/h53% of its 47°F output
Excellent · beats 90%

A good fit if…

  • You want a choice of indoor units - 18 certified pairings.

Think twice if…

  • You often see nights below 0°F - it is not cold-climate certified.
  • You mainly need heat - its HSPF2 is below average for central heat pumps.
  • You want the newest refrigerant - it uses R-410A, which is being phased down.

Calculate my running cost

Details

Specifications4 ton, R-410A
General
BrandYork
Outdoor unit modelYZT48B21
SeriesAFFINITY
TypeCentral heat pump
Nominal size4 ton
CompressorVariable-speed units run longer at low powerTwo-stage
RefrigerantR-410A
Connected (smart) capableNo
On the market sinceMay 18, 2023
Last certifiedJuly 7, 2026
Cooling
SEER2Seasonal efficiency, higher is better17.0 (range 16.0-17.0)
EER2Efficiency at 95°F outdoors11.7-12.5
Cooling capacity45,500-47,500 BTU/h
Heating
HSPF2Seasonal efficiency, higher is better8.1
Capacity at 47°F47,000-48,000 BTU/h
Capacity at 17°F31,600-33,000 BTU/h
Capacity at 5°F19,000-27,000 BTU/h
COP at 5°F2.0 = twice as efficient as a space heater1.80-2.32
ENERGY STAR cold climateNo
Heating output as it gets colder53% kept at 5°F

Every heat pump delivers less heat as the outdoor temperature drops. Certified output of its matchup with XAHC60HBCN1 at the standard test temperatures, in BTU/h:

Certified matchups18 indoor units

The same outdoor unit scores differently with each indoor unit and furnace. Ask your installer for the AHRI reference number of the exact system you are quoted.

Indoor unitFurnaceSEER2EER2HSPF2Heat @5°FAHRI ref.
XAHC60HBCN1TM8Y080C16MP1117.012.58.125,600209407717
XAHD60HBCN1TM8Y120C20MP1117.011.78.127,000209407705
JHETD60HBCS2N1-17.012.58.119,000208613061
XAHC60HBCN1TM8Y100C16MP1117.012.58.125,600209407716
XAHC60HBCN1TM8Y100C20MP1117.011.78.127,000209407710
XAHC60HBCN1TM8Y120C20MP1117.011.78.127,000209407708
XAHD60HBCN1TM8Y100C20MP1117.011.78.127,000209407707
XAHC60HBCN1Y82E100C20LMPS117.012.08.124,000211771245
XAFC60HBCN1TM8Y120C20MP1117.011.78.125,000210279235
XAFC60HBCN1TM8Y100C20MP1117.011.78.125,000210279236
XAHD60HBCN1TM8Y100C16MP1116.012.08.126,200209407712
XAHD60HBCN1TM8Y080C16MP1116.012.08.126,200209407714
XAFC60HBCN1TM8Y080C16MP1116.012.08.126,600210279459
XAFC60HBCN1TM8Y100C16MP1116.012.08.126,600210279458
XAFD60HBCN1TM8Y100C16MP1116.012.08.126,600210279239
XAFD60HBCN1TM8Y080C16MP1116.012.08.126,600210279241
XAFD60HBCN1TM8Y100C20MP1116.012.08.126,200210279422
XAFD60HBCN1TM8Y120C20MP1116.012.08.126,200210279420
Yearly running cost in 10 large cities$1,276-$3,677

At each state's average electricity price and the city's typical heating and cooling hours.

Questions5
What is the SEER2 rating of the York YZT48B21?
The York YZT48B21 is rated at up to 17.0 SEER2 and 12.5 EER2 for cooling and up to 8.1 HSPF2 for heating. The exact figure depends on the indoor unit it is paired with; across its 18 certified matchups SEER2 ranges from 16.0-17.0.
Is the York YZT48B21 good for cold climates?
It is not cold-climate certified: none of its matchups meet the ENERGY STAR cold-climate criteria (a COP of at least 1.75 at 5°F among other limits). In places with frequent sub-zero nights, pick a cold-climate 4-ton model.
How much does the York YZT48B21 cost to run per year?
At its rated efficiency it costs about $1,276-$3,677 a year in electricity in large U.S. cities, depending on climate and local rates - for example $1,610 in Phoenix and $3,101 in Minneapolis. The calculator on this page works it out for your city and compares it with your current system.
Which indoor units work with the York YZT48B21?
ENERGY STAR lists 18 certified combinations for this outdoor unit. The highest-rated ones use XAHC60HBCN1, XAHD60HBCN1, JHETD60HBCS2N1.
What refrigerant does the York YZT48B21 use?
It uses R-410A. R-410A is being phased down under the EPA AIM Act, and new systems are moving to R-454B and R-32.

Running cost and savings

Pre-filled with this model. Pick your city and what you heat with today; everything else is optional.

Heat pump $1,616/yrYou save $788/yrSee details ↓
1. Where you live
Adjust heating and cooling hours

Filled in from your city's climate. Change them if you run the system much more or less than usual.

2. The heat pump York YZT48B21
3. What it replaces
4. Price replace the example with your quote
Heat pump, per year
$1,616
Current system, per year
$2,405
You save per year
$788
Payback
22.2 years
Net after 10 years
-$9,616

Cooling $952Heating $664Electricity used: 10,101 kWhSaved vs. a minimum-efficiency heat pump: $233

Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

Similar 4 ton models

See all 319 4 ton central heat pumps, ranked

Source: ENERGY STAR Certified Heat Pumps (U.S. EPA), certification of July 7, 2026. How we use the data.