HVAC Rated

Mild winters · Hot summers

Best heat pumps for Jackson, MS

Winters in Jackson are mild, so heating efficiency matters less than cooling.

A typical heat pump costs about $508 a year to heat a house here and $553 to cool it. A 95% gas furnace would cost $519 for the same heat, so the heat pump is cheaper to run.

Cheapest to run in Jackson

Ranked by yearly electricity cost in this climate, so the balance of heating and cooling efficiency is the one that matters here.

Running cost calculator for Jackson

Pre-filled with Jackson's climate and Mississippi prices. Pick a model, tell it what you heat with today, and add your quote.

Heat pump $652/yrYou save $386/yrSee details ↓
1. Where you live
Adjust heating and cooling hours

Filled in from your city's climate. Change them if you run the system much more or less than usual.

2. The heat pump pick a model or type its ratings
3. What it replaces
4. Price replace the example with your quote
Heat pump, per year
$652
Current system, per year
$1,038
You save per year
$386
Payback
23.3 years
Net after 10 years
-$5,143

Cooling $314Heating $338Electricity used: 4,367 kWhSaved vs. a minimum-efficiency heat pump: $193

Estimates use the unit's rated SEER2 and HSPF2, full-load hours derived from NOAA 1991-2020 degree days, average residential electricity prices from the U.S. EIA (12 months to July 2026) and fuel prices from EIA (2025 for natural gas, week of 2026-10-05 for propane and heating oil). Very cold days that need backup heat are not modelled. Federal minimum for comparison: 14.3 SEER2 / 7.5 HSPF2.

More for Jackson

Top 5 12,000 BTU mini-splitsfrom $211/yr
Top 5 24,000 BTU mini-splitsfrom $438/yr
Top 5 3-ton central heat pumpsfrom $691/yr
Heat pump vs. gas, propane and oilheat pump is cheaper than gas

Yearly cost to heat a typical house (36,000 BTU/h of heat, 850 full-load hours) at Mississippi prices.

  • Heat pump (typical, 9.0 HSPF2)$508/yr
  • Natural gas furnace, 95% AFUE$519/yr
  • Natural gas furnace, 80% AFUE$616/yr
  • Propane furnace, 95% AFUE$1,074/yr
  • Electric baseboard or furnace$1,339/yr
  • Heating oil, 85% AFUE$1,553/yr

Electricity and natural gas: Mississippi residential averages from the U.S. EIA; propane and heating oil: latest EIA weekly prices.

Month by monthpeak $133 in January

Heating and cooling degree days (NOAA 1991-2020 normals) and what a typical 3-ton heat pump costs in each month at 14.9¢/kWh.

MonthHeating DDCooling DDCost
January5506$133
February39211$96
March23036$63
April8098$41
May10277$63
June0459$101
July0544$119
August0542$119
September2382$84
October75139$48
November29319$74
December49110$120
What size heat pump for a Jackson home?3 ton for 2,000 sq ft
  • 1,000 sq ft house2 ton · heating load 15,000 BTU/h
  • 1,500 sq ft house2.5 ton · heating load 22,500 BTU/h
  • 2,000 sq ft house3 ton · heating load 30,000 BTU/h
  • 2,500 sq ft house3 ton · heating load 37,500 BTU/h

Average insulation, 8 ft ceilings. Size calculator for your own home

Questions4
Do heat pumps work in Jackson winters?
Winters in Jackson are mild, so heating efficiency matters less than cooling. The average winter low is 39°F, and the heating season adds up to 2,123 heating degree days (NOAA 1991-2020 normals).
How much does it cost to run a heat pump in Jackson?
A typical 3-ton central heat pump (17.0 SEER2, 9.0 HSPF2) uses about $508 of electricity a year for heating and $553 for cooling in Jackson, at the Mississippi average of 14.9¢/kWh. The most efficient models cost less - see the rankings above.
Is a heat pump cheaper than a gas furnace in Jackson?
Yes, for heating at today's prices: about $508 a year with a typical heat pump versus $519 with a 95% gas furnace, using Mississippi averages of 14.9¢/kWh and $1.61/therm.
What size heat pump do I need for a 2,000 sq ft house in Jackson?
With average insulation, roughly a 3-ton system: the estimated cooling load is 32,100 BTU/h and the heating load 30,000 BTU/h. Use the size calculator for your own house, and ask installers for a Manual J calculation.

Nearby cities

Climate: NOAA 1991-2020 normals, station JACKSON HAWKINS FLD (3 km away).